| Q: |
What
is Kentucky Dental Plan? |
| A: |
Kentucky
Dental Plan is a Discount Preferred
Provider Network (DPPN). Unlike dental insurance
our plan has no waiting periods, no limitations
or exclusions, no annual/lifetime maximums, and
no claim forms. Simply visit a KDP Provider, show
your KDP card, and pay the adjusted bill. KDP is
your simple solution to dental benefits! |
| Q: |
How
much will my monthly payments be to join Kentucky
Dental Plan? |
| A: |
Individual -$8.00
per month
Individual plus one- $10.00 per month
Family- $12.00 per month
Family membership covers spouse and children (up
to the age of 21). |
| Q: |
Are
pre-existing conditions covered? |
| A: |
Yes, all pre-existing
conditions are covered. |
| Q: |
What
is the waiting period, deductible, etc.? |
| A: |
There is no
waiting period before you can start using the plan!
And, there are no deductibles, no claim forms to
fill out, and no limits on visits to your dentist! |
| Q: |
How
much do members save on dental fees? |
| A: |
Members can save
15% - 70% on dental fees when performed by a general
dentist. Specialist fees are discounted 20% off
of providers usual and customary fees. |
| Q: |
How
much more do the Vision, Hearing, Massage Therapy,
and Prescripion Drug plans cost? |
| A: |
Nothing, the
Vision, Hearing, Massage Therapy, and Prescription
drug benefits are absolutely FREE with the
Dental Plan Membership! |
| Q: |
How
do I access the Preferred Provider Listing? |
| A: |
The Preferred
Provider Listing is accessible 24 hours a day on
this web site. |
| Q: |
How
do I know which Preferred Provider to select? |
| A: |
You may go
to any provider listed on the Kentucky
Dental Plan Preferred Provider Network.
You can do a background check on Dental Providers
at the Kentucky State Board of Dentistry web
site.
|
| Q: |
How
do I use my Kentucky Dental Plan membership? |
| A: |
Present your
Membership ID card to any Preferred Provider, tell
the Provider you have Kentucky Dental Plan/United
Networks of America, and pay your adjusted bill
at the time services are rendered. |
| Q: |
Can
I use Kentucky Dental Plan if I have dental insurance? |
| A: |
Kentucky Dental
Plan can be used with other dental insurance/indemnity
plans. If there is a Co-pay on the procedure you
are having, then we recommend you use our plan to
lower your out of pocket expenses. To use Kentucky
Dental Plan and your insurance/indemnity plan together,
you must go to a Kentucky Dental Plan Preferred
Provider. Pay the reduced bill in full at the time
services are rendered and then submit the claim
to your dental insurance/indemnity carrier. You
must send the claim into your other insurance/indemnity
carrier as the provider's office is not required
to do this for you. |
If we did not answer all of your questions
click here to email customer
service.
